BUSINESS BANKING

Merchant Capture

First American Bank's Merchant Capture service is ideal for companies that:

• Receive checks for large amounts
• Have multiple locations
• Don't want to waste time and money to send someone to the Bank

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First American Bank's Merchant Capture lets you perform initial capture of check images at your business instead of requiring a trip to one of our eight locations. Some of the benefits of Merchant Capture are:

Convenience

24 hours a day, 7 days a week. Additionally, your business can take advantage of First American Bank's extended deposit cutoff time of 6 PM EST for all deposits made electronically with Merchant Capture.

Faster Funds Availability

With electronic deposits, checks clear in 1-2 days compared to up to 5 days for traditional processing, so your funds are working faster for your business.

Improved Security and Reduced Fraud

128-bit security and password protection offer you strong security, and faster check clearing allows you to act on returned checks sooner.

Custom Fields

You can define and input information that is specifically tailored to fit your business such as invoice number, customer number, apartment number, vendor number, etc.

Consolidate Funds

Check deposits can easily be made from any remote office or storefront. This process streamlines your cash flow by consolidating deposits from multiple locations into a single banking location.