BUSINESS BANKING

Merchant Card Services

First American Bank's Merchant Card Services enable merchants to accept MasterCard, VISA, Discover and American Express. Offering more payment options will help you increase your sales. Our Merchant Card Service experts are available for training and troubleshooting with a 4 hour guaranteed response from the time the helpline call is received.

How it Works

Payments are received via ACH direct deposit to commercial checking account within 2 business days, so a First American Bank business checking account is required for electronic deposit of funds. All new Merchant Card accounts are subject to third party credit underwriting. Does your company lack a credit history because you are just getting started in business? Many new businesses may rely on personal financial history. You also get:

Convenience (saves time spent on paperwork)
Competitive pricing
Local, personal servicing by First American's Merchant Card experts
Equipment available for purchase or rental
Increased sales to customers that only use credit cards for purchases

Contact us for a free analysis of current merchant card provider to see how First American Bank can help your credit/debit card program increase your company's profitability.