MORTGAGE PRODUCTS

When You Need A Home Loan, Look To Your Home Town Bank

We believe building vibrant neighborhoods through home ownership is a vital key to an active and robust community. We are eager to help you overcome and resolve challenges during the mortgage process. First American has both fixed rate and variable rate mortgages available with very competitive interest rates and closing costs. Let First American's mortgage specialists help you select the best mortgage option available for you!

We have the mortgage loan you need:

Conventional
VA/FHA
Jumbo
Construction
Self-Employed/Special Needs
Damaged Credit
1st and 2nd Mortgages

Features:

Offers low-to-NO closing costs with very competitive rates
No Application Fee
Customized loan plan and term to fit your specific need
Piggy-back mortgages with no mortgage insurance (MI) required.

Just Call Your Home Town Mortgage Lenders OR email us at mortgage@fabathens.com

Frank R. Hill

NMLS # 407830

706-354-5010 (office)
706-354-7844 (fax)
404-218-5756 (cell)

Ginger Butts

NMLS # 440086

(706) 354-5014 (office)
(706) 354-7844 (fax)
(706) 296-4243 (cell)

Jenny Grant Terrell

NMLS # 440255

(706) 354-5083 (office)
(706) 354-7844 (fax)
(706) 206-2436 (cell)

Jim E. Antosiak

NMLS # 110402

(706) 782-3232 (office)
(706) 782-6814 (fax)
(706) 982-2767 (cell)

Applications for First American Bank credit products may be obtained at any of our seven convenient locations in Clarke,Oconee, Barrow and Rabun Counties. Just ask one of our hometown bankers to help you select the best loan or credit line to help you achieve your current financial goals.

Consult your tax advisor regarding deductibility of interest paid. Please contact your First American hometown banker at (706) 354-5000 or e-mail us at Info@fabathens.com for complete disclosure information. Extensions of credit subject to usual terms and conditions. Member FDIC; Equal Housing Lender